Commercial Insurance

Having the right insurance is a great first step and sometimes you ,or your business, need additional coverage.  That's where a bond can help. We offer Surety, Bid, License, Permit, Contract and Fidelity Bonds.  Contact us today to understand what type of bond is the best fit for you.

Mistakes happen and you need to be covered when they do!  Professional Liability Insurance, Professional Indemnity Insurance or Errors and Omissions Insurance cover claims including negligence, misrepresentation or inaccurate advice. Let us help you understand all that your business may need in coverage. 

Do you know the requirements for workers compensation?  Almost every state requires employers to carry workers compensation. It is regulated on a state level with each states own requirements and penalties.  We can help you understand your options as an employer.

A package or bundled policy for small to medium size business' with similar risks.  These packages include Liability, Building and Business Property.  Coverage requirements and exposure to risk are two of the major components we asses when determining what type of coverage you need. 

Monoline or Single policies are the "A La' Carte" for business', contractors and those that need specific coverage.  Commercial general liability allows business' to create a package specific to their needs.  We'll help you build a policy that is best for you.

Do you have employees that use their vehicles for your business? Do you use your own vehicle for your job? 

Commercial auto insurance covers more than just Semi-Truck Drivers, Food Trucks and Fleets.  Give us a call and let us help your understand what coverage you need.

Did you know business' can sometimes deduct commercial property insurance premiums?  Just like your personal property, commercial property insurance considers factors such as; location, construction of building, occupancy and fire and theft protection.  Commercial Property also takes into account a business' assets.  

Being a landlord can be a great investment and its important to have a team that helps you protect your investments.  Do you have a rental property with more than 4 units? It's important to know the difference in coverage and we're here to help. Just give us a call.

Your business may not be in an area known for flooding, that doesn't mean you can't be affected by a flood.  Floods can happen anywhere and all business are eligible.

Flood insurance is federally mandated and not automatically included in a policy. Speak with us today to get the most out of your coverage.

Farming is a tough job and sometimes navigating the right insurance coverage can be just as tough.  We're here to help you, give us a call.

Don't let the name fool you! Although we can cover Marine Insurance too, Commercial Inland Marine is best for business' that have property that moves.  

Whether you're taking items to a trade show, a job site or shipping completed products across the country, Inland Marine can cover your business for specialty services when a Commercial Policy alone won't cover.

Also known as "Excess", an umbrella is meant to cover liability "IN EXCESS" of the maximum amounts of your policies.  Do you or your business have a higher risk of being sued? An umbrella will help bridge the gaps between coverages for a reasonable cost and help protect you when your liability has to go above and beyond.